Benefits open enrollment is now open for your 2025benefit elections. Open enrollment starts October 28, 2025, and will be available through Friday, November 15, 2025.
Instructions were sent to your Millard e-mail.
Each employee must submit open enrollment responses even if you are declining coverage or keeping the same coverage.
The buttonbelow includes premiums per paycheck for 2025.
The Resources button includes updates and changes for 2025.
Your Google Form will also include information to help you make your 2025benefits decisions, such as District HSA contribution amounts. You can view the form without submitting or editing your response once complete until the open enrollment window is closed.
Need assistance: Troubleshooting tips and Health Plan comparisons for 2025Benefits Open Enrollment can be found .
Use the resource links below to access 2025 premiums per paycheck for employeebenefits.
2025 Voluntary Supplemental Health Plan Benefit Premiums:
There are a few noteworthy changes for 2025:
- New for 2025 the District will be offering Voluntary Supplemental Health Benefits
- Accident
- Critical Illness
- Hospital Indemnity
- As Voluntary Plans, employees would pay 100% of the cost for these benefits..
- The deductible and maximum out of pocket limits have increased for the CHI and NHN Narrow Network Plans to $3,300 (individual) / $6,600 (family).
- The Copays for the Traditional PPO Plan are changing as follows:
- Increase Rx Copays on the PPO plan
- Generics: $40
- Brand Name:$100
- Brand Name (non-formulary): $150
- Specialty: $250
- Increase Diabetic SupplyCopays on the PPO plan
- Retail - $25 / $110
- Mail Order - $62.50 / $275
- Increase Rx Copays on the PPO plan
- Adding CVS Pharmacy “True Accum” Program to the Broad Network HDHP, CHI HDHP, and NHN HDHP Plans
- With True Accum a member’s out of pocket costs are automatically adjusted so only true member cost share is applied toward the deductible or annual out of pocket maximum.
- CVS Virtual Care will be replacing Teladoc
- New Member ID Cards
- Because of the change to CVS Virtual Care, new ID cards will be issued. Member ID and Plan Information will remain the same.
Use the linksbelow to access 2025 Benefits Open Enrollmentinformation.
This guide answers some of the basic questions you may have about your benefits.
A one-page chart to compare the 4 health plans
The plan comparison tool is intended to be used as a guide and to measure hypothetical savings. It is not intended to be used as advice. If you need advice for your specific situation, please consult with a qualified financial or tax advisor.
A short walkthrough for deciding which health plan to choose for 2024
Instructions to find a provider on each of the four health plan options.
2025Open Enrollment Information
Summary of Benefits (SBCs)
Plan Summaries
Access your accounts for , , and benefits
Aetna Voluntary Supplemental Health Benefits
Introductory Video on how Voluntary Supplemental Health Benefits can be right for you -
Learn more about these benefits!
Plan Summaries for all 3 Voluntary Supplemental Health Benefits:
Plan Highlights:
Meritain Pharmacy Solutions
Retail 90 Program- Choice to fill a 90-day prescription through mail order or at a participating local retail pharmacy.
Slide Presentation indexed so you can view sections of interest.
Slide Presentation with audio & an index so you can view sections of interest.
- Open enrollment dates
- What's New & What's Staying the Same
- Supplemental Benefits
- Terms & Definitions
- Plan Option Comparison
- Medical FSA / Dependent Care FSA
- 2024Health Plan Decisions & Plan Advantages
- HSA information &advantage
- CVS Virtual Care (Medical, Dermatology, Mental Health)
- Aetna Services to Assist You
- Millard Wellness Program
2025 IRS HSA Maximum Allowed
Single: $4,300
Family: $8,550
2025 IRS Maximum Allowed
Medical FSA: $3,300
Dependent Care Flex Spending Account: $5,000